"I'm ensuring my loved one's financial security in case I die unexpectedly."

"I'm ensuring my loved one's financial security in case I die unexpectedly."

Life Insurance

I’m protecting their future.

Life cover provides you with the peace of mind knowing that your beneficiaries will receive a lump sum payment to help them financially if you were to die or become terminally ill.

What is Life cover?
Life cover pays an agreed sum of money when you die or if you are diagnosed with a terminal illness and have less than 12 months to live.
Why would I need it?
The purpose of personal insurance is to protect dependants from any financial loss arising from the insured person’s death or if they are faced with a terminal illness with less than 12 months to live. If you were to die, you would no longer be able to provide for your family. For example, this could represent food, clothing, education, paying off the mortgage and covering day-to-day expenses.
Who will receive the money?
When you die, the agreed lump-sum will be paid to the person you nominate to receive the money.
How much will I need?
Talk to a financial adviser for an assessment of your wealth protection needs. The things they look at could include how much is needed to reduce or pay off your debts, provide for major future purchases, your kids’ education and any other expenses.
How much will it cost?
Your insurance premium will be based on a range of factors such as your age, smoking status, gender, health and the amount of cover you choose. Your financial adviser will develop a plan to suit your budget.
What if my circumstances change?
As your life changes, so do your insurance needs. There are particular points in your life like buying property, having a child and getting married, where you will find that your financial responsibilities increase. It is important to review your cover at these times. Some insurance plans make it easy to increase your cover at key times in your life and you don’t have to provide any additional information on your health status—check the relevant product disclosure statement (PDS) to see if the plan you are applying for has this feature. At Time Wealth Protection we offer ongoing service with regular 6 and 12 monthly follow up and reviews.
What is Life cover?
Life cover pays an agreed sum of money when you die or if you are diagnosed with a terminal illness and have less than 12 months to live.
Why would I need it?
The purpose of personal insurance is to protect dependants from any financial loss arising from the insured person’s death or if they are faced with a terminal illness with less than 12 months to live. If you were to die, you would no longer be able to provide for your family. For example, this could represent food, clothing, education, paying off the mortgage and covering day-to-day expenses.
Who will receive the money?
When you die, the agreed lump-sum will be paid to the person you nominate to receive the money.
How much will I need?
Talk to a financial adviser for an assessment of your wealth protection needs. The things they look at could include how much is needed to reduce or pay off your debts, provide for major future purchases, your kids’ education and any other expenses.
How much will it cost?
Your insurance premium will be based on a range of factors such as your age, smoking status, gender, health and the amount of cover you choose. Your financial adviser will develop a plan to suit your budget.
What if my circumstances change?
As your life changes, so do your insurance needs. There are particular points in your life like buying property, having a child and getting married, where you will find that your financial responsibilities increase. It is important to review your cover at these times. Some insurance plans make it easy to increase your cover at key times in your life and you don’t have to provide any additional information on your health status—check the relevant product disclosure statement (PDS) to see if the plan you are applying for has this feature. At Time Wealth Protection we offer ongoing service with regular 6 and 12 monthly follow up and reviews.

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I’m looking for a
life insurance quote.

QUOTE INQUIRY

I’m not sure if I need life insurance. Can someone contact me?

CONTACT US

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with Roy Mcleod

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Business and Asset Protection
with Trudy-Ann King

Any advice provided by TIME Partners and TIME Insurance Solutions detailed above is provided independently of TIME Wealth Protection and our Licensee, Charter Financial Planning. Neither TIME Wealth Protection, nor Charter Financial Planning take any responsibility for any actions or service they provide.

"I'm deciding whether to save or invest..."

Financial Planning and SMSF
with Roy Mcleod

"I'm protecting my business assets..."

Business and Asset Protection
with Trudy-Ann King

Any advice provided by TIME Partners and TIME Insurance Solutions detailed above is provided independently of TIME Wealth Protection and our Licensee, Charter Financial Planning. Neither TIME Wealth Protection, nor Charter Financial Planning take any responsibility for any actions or service they provide.